Well we have now had, or will have tomorrow, at least one doctors appointment every flipping day this week. Sigh. When I finally got home and sat down to work yesterday (after getting Briton to school, getting Evie and the dog out of the way so Will could work, picking Briton up mid day, taking him to the doctor then bringing him home because the doctor said he needed more rest which translated into wanting to be entertained) I almost choked when I realized that all the time I squeezed in working had just covered the cost of that days copays. Nothing to put toward our mortgage or our groceries or anything else. I've gone so long with Will making a decent, if not fantastic, living that always came every two weeks on the dot and with my little blogging job basically paying for all the crafty do-dads I like to buy, that it was a shock to think that every penny that goes out needs, right now, to come in from my work. Oh sure, I knew this before, but now it's real. And I'll admit it, a little bit scary.
Will and I have never had a lot of money. We made a decision early on to only ever live on one income. Which means that we never had to face the "I want to stay home but we can't afford it without two incomes" scenario. But it also means we've always been a little bit on the edge. So this is a big risk. We have savings, yes, but not a huge amount. If I think about it too hard I start to freak out, so I try to just keep going. Living in the moment, as they say. Enjoying the fact that I can slip out for a walk now or sit down to work without my daughter needing to be put in front of the TV. We're probably a little crazy, but, well, we always have been. I think the only reason that Will's parents havent given us a hard time about this decision is that he told them our back up plan was to move back to Ireland. Or France. Or Slovinia. And it is. Sell the house. Buy something small and for cash somewhere else and just do what we need to to get by. Not very realistic. But in a way it helps that the back up plan is the more insane of our two life paths.
I'm babbling now. Which is what happens when I cease to concentrate. Which means, probably, that I should sign off and get back to work. After all, have to pay for todays copay, dont I?
Thursday, June 3, 2010
Tuesday, June 1, 2010
oh shit, now what
Six months ago I was a stay at home mom with a crafting habit and a teeny little freelanceing gig writing for a craft blog. And now I'm the breadwinner. Hopefully this isn't a permanent situation. Hopefully my husband, who's last day of work was Friday, will start earning some income in his new, self employed adventure. Actually I can't even say Hopefully because it's just got to be. I'm not cut out for full time work from home.
Case in point.
Today was our first day of "work" as self employed individuals. And how did we spend this banner day?
With co-pays.
Because how else would you start off on an adventure where you are underinsured and trying to save every penny?
Our son, Briton, managed to cut his eye on the DOG'S NOSE yesterday. Which resulted in a memorial day trip the Urgent Care. And a follow up today, and then a trip the the optometrist today, with another tomorrow. Last week I was pulling together all our receipts for the health savings account that expired on the last day of Will's job and was informed by the kids pediatrician that, other than his 7-year-old exam, Briton hadn't seen the doctor all year. And now he's been three times in two days.
But other than the child moaning upstairs (when he wasn't playing) how did it go? Will and I agreed to split the day. I'd watch the kids in the morning while he worked, then we'd switch. But then he needed to have lunch with someone. And once I finally got to work he called. FOUR TIMES. Because, to be fair, he's used to being able to call me whenever. I finally pointed out to him that he'd called ever ten minutes and I wasn't even an hour into my work time.
It's weird for him too. Most of those calls were a result of him passing by some former coworker on his way to hang out with our daughter at the Children's Museum. "It feels wrong" he kept saying. Especially when one of the old co-workers asked Evelyn if mommy had painted her nails. "No, Daddy did!" she replied.
It'll all shake out though, I have no doubt.We'll figure out work schedules and play schedules and time to our self schedules. But just because I'm a writer, and because this is not normally how I roll, this work thing, I'm gonna have to blog about it.
Case in point.
Today was our first day of "work" as self employed individuals. And how did we spend this banner day?
With co-pays.
Because how else would you start off on an adventure where you are underinsured and trying to save every penny?
Our son, Briton, managed to cut his eye on the DOG'S NOSE yesterday. Which resulted in a memorial day trip the Urgent Care. And a follow up today, and then a trip the the optometrist today, with another tomorrow. Last week I was pulling together all our receipts for the health savings account that expired on the last day of Will's job and was informed by the kids pediatrician that, other than his 7-year-old exam, Briton hadn't seen the doctor all year. And now he's been three times in two days.
But other than the child moaning upstairs (when he wasn't playing) how did it go? Will and I agreed to split the day. I'd watch the kids in the morning while he worked, then we'd switch. But then he needed to have lunch with someone. And once I finally got to work he called. FOUR TIMES. Because, to be fair, he's used to being able to call me whenever. I finally pointed out to him that he'd called ever ten minutes and I wasn't even an hour into my work time.
It's weird for him too. Most of those calls were a result of him passing by some former coworker on his way to hang out with our daughter at the Children's Museum. "It feels wrong" he kept saying. Especially when one of the old co-workers asked Evelyn if mommy had painted her nails. "No, Daddy did!" she replied.
It'll all shake out though, I have no doubt.We'll figure out work schedules and play schedules and time to our self schedules. But just because I'm a writer, and because this is not normally how I roll, this work thing, I'm gonna have to blog about it.
Subscribe to:
Posts (Atom)
